Advisory in

action

Our advisory work spans the full credit lifecycle, from strategy and due diligence to restructuring and operational improvement. Below are illustrative examples of engagements we have delivered for different types of clients, showcasing the breadth of our expertise and impact.

Digital Bank credit advisory

For corporate lenders, we assessed end-to-end origination processes to identify inefficiencies and system gaps. Through detailed analysis, we highlighted operational challenges and provided targeted recommendations to strengthen controls, streamline processes, and improve overall effectiveness in serving corporate clients.

End-to-End Credit Due Diligence

We have carried out independent assessments of the entire credit lifecycle. This included evaluating internal controls, policies, roles, documentation, and collateral structures, ensuring alignment across governance and risk management. We reviewed the full set of credit functions from origination and underwriting through to approval, collections, and provisioning providing a clear view of strengths and areas for improvement.

Distressed debt restructuring & Risk management

We have provided advisory support for distressed debt restructuring and ongoing risk management. Alongside this, we established ongoing risk monitoring frameworks to help clients better track portfolio health and manage future vulnerabilities. This ensured a balance between short-term recovery actions and long-term risk resilience.

Corporate Credit Origination Review

We worked with a digital bank to strengthen its credit strategy and operations . Our support covered market and competitor reviews, risk posture assessment, and client segmentation. We also designed frameworks for origination, approval, servicing, collections, and compliance, while building internal capabilities and supporting vendor selection. To bring the strategy to life, we developed an end-to-end prototype for SMME credit onboarding, spanning customer, credit, and technical journeys.