we specialize in
credit and
risk advisory
Bluprism was founded and is led by Shabnam Petersen, a Chartered Accountant (SA) and former Head of Credit at FNB Business and Capitec with over 24 years leadership experience whose career has spanned global credit cycles, major recessions, transformation of credit functions in both established and disruptive banking environments.
Our capabilities are further enhanced by a network of credit professionals and specialists spanning:
- Credit Origination and Deal Structuring
- Ongoing Risk Management and Monitoring
- Collections and Recoveries
- Data-Driven Portfolio Management
Through our strategic partnerships, we also offer outsourced services including:
- Financial Statement Spreading for Probability of Default (PD) modelling
- Covenant Monitoring (e.g. receivables, inventory, financial ratios)
- Portfolio Reporting
We enable credit transformation across the full credit value chain — from origination to collections — with scalable frameworks that integrate both manual and automated environments.
what sets
us apart
With increasing complexity across Business & Commercial Banking credit portfolios (Overdrafts, Loans, Specialised Finance, Property Finance, Asset Based Finance, Agriculture), institutions require a partner that can unify and standardize risk practices across business units.
We help you:
- Independently assess and operationalize alignment across varied credit operations
- Translate strategic intent into real-time implementation
- Support Credit Executives with execution while enabling them to focus on leading
- Build internal capability while delivering external accountability
Full lifecycle coverage
From origination through to collections, we bring practical, scalable solutions that drive better risk outcomes, compliance, and efficiency.
collaborative implementation
While your Credit Executive leads the strategic mandate, we bring hands-on implementation capacity. We work side-by-side with your internal teams to build, implement, and embed—not just advise. Our solutions are designed to evolve with your institution, ensuring long-term value.
let us partner
with you!
